«As Wallace Wattles wrote: “You must form a clear mental image of what you want… and then you must do, every day, all that can be done that day.” Today you took the first real step — you built something that is yours.»
We are at the beginning of November, and the progress is even more apparent. It has only been four months since your pie started, your savings began to grow, and your debt started to fall. This month, they will grow even more, and the debt will shrink even further. As the amounts you set aside increase, you can look to the future with greater confidence and eyes of gratitude.
Last month, you made a decision—not only to remain stagnant in a job that provides just the bare minimum, but to start utilizing your free time to build something of your own. You must respect a job in someone else's business, but under no circumstances should you consider it your only means of income. The market is vast, unlike ancient times when you could only do a few things. The market is vast and boundless, just like human imagination.
This month, you sat down and used your evenings, did something you truly loved, promoted it, found clients who trusted you, and now look, a new income is born. 200 new units of money entered your account. 1,200 total—1,000 from your day job, and 200 from the work you chose to do yourself. A brand new income stream that helps you grow your pie much faster.
1,200 pounds, dollars, euros—it doesn't matter, that is your income for this month.
- 10% Paying yourself. 10% is a fixed rule and the percentage never changes, nor does the method; before you even begin paying anything else, you must always pay yourself. 10% is the percentage, but the amount grows—instead of 100, 120 goes into the savings you are building. And not only that, the bank does not forget to give you interest, which little by little, brings its own contribution each month.
You had 300.87 from the previous month, plus 120 that you are putting in now, plus the interest which reaches 0.88. Your total is 421.75. Not bad at all for four months of effort; imagine where you will be in a few years.
- 50% goes to your fixed expenses, 600 remain, and they are not changing for now, but the percentage has dropped—last month it was 60%, but now it is 50%, leaving you with more free money to utilize, and the more your side hustle makes, the more free money you will have left to put to work.
- 200 from your salary goes toward your debt, which is falling more and more and now stands at 4,200 remaining until it is completely paid off. Once that happens, even more money will be freed up.
- And what remains? 23% back to you and the new venture you are building. And what remains? 23% back to you and the new venture you are building. Two hundred and eighty units of money remain free—not to be spent recklessly, but to fuel what has just been born from your own hands. As Wallace D. Wattles writes in The Science of Getting Rich: "You must create value for others, and the more value you create, the more wealth you will receive." And as Napoleon Hill emphasizes in Think and Grow Rich: every successful business started with a person who dared to use their free time to build something of their own, with persistence and a clear vision of the goal. These 280 are not just money; they are fuel. With them, you support your effort, improve what you offer, reach new clients, and let your business grow. Every hour you dedicate and every euro you reinvest returns to you—not to someone else. Keep going. Your pie is growing, your debt is shrinking, and now you have something that belongs exclusively to you. Freedom does not come all at once; it is built month by month, decision by decision.
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